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Teach Your Children To Manage Their Money

Saving

It is important to teach your child the value of money. This will allow him to better manage his budget when he is older.

At what age explain to him what the money is used for?

From 6 or 7 years old, your child will have learned to count, and he will have understood the notion of exchange.

This is when you can explain the value of money to him. Before that age, he will have a hard time understanding, so it’s useless.

Trick

Rather than giving long speeches, you can show your child that money is used to buy goods and services by giving them a few coins so that they can buy candy from a merchant, for example.

Should we give pocket money?

Pocket money represents a fixed sum given to the child without consideration and for free use.

Giving pocket money to your children has educational value.

Indeed, as he can use this money to buy what he wants, he will quickly realize that he cannot buy everything.

He will have to make choices based on the money he has.

Thus, he will learn to distinguish what is too expensive or what is within his reach, and he will have to manage this money as best as possible to obtain what he wants: candy, small gadgets, cards …

How much to give to your child?

There is no rule when it comes to pocket money.

We advise you to take into account both:

• Your family budget
• The age of your child
• Make sure you give it a reasonable amount

How often should I give out pocket money?

Just like the amount, it all depends on you and your child. Choose the frequency that works best for you and fix it with your child.

Many parents give pocket money weekly when their child is young (under 8) and monthly when they are older (from 8-10 years old).

Teach him how to manage his budget

By allowing the child to manage his budget alone and freely, he will take the first step towards financial autonomy.

Of course, this is a relatively small amount, and you will always be there to teach him how to use his money if he is struggling.

But it’s a real step forward in learning the value of money and managing your budget independently.

To make him feel all the more autonomous, agree with him: you give him responsibility for his “pleasure purchases” such as sweets, for example, and you, therefore, stop buying them for him.

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How To Save Before Going On A Trip

Saving

It is important to manage your budget well before you can afford to go on vacation and enjoy it as it should.

Eliminate unnecessary purchases and limit unnecessary spending

You probably already know that buying unnecessary things costs you money.

Sell what you no longer use

If your attic is full of items, you no longer use, jackpot!

There you have enough to collect a small sum of money that you can reserve for your next trip.

Get into DIY

We are not teaching you anything new; the products you buy in the supermarket are not given away.

Whether cosmetics, household products, or decorative items.

The solution? Prepare them and make them yourself!

Buy on sale or second hand.

When it comes to a purchase of several hundred dollars, do not hesitate to look at the classified sites.

You will most certainly find your happiness there at unbeatable prices and comparable quality.

Cook yourself

Eating out is expensive.

However, we do not really realize it because a sandwich at 5 $ or a meal in a restaurant at 15 $ does not seem that expensive at the time.

Cooking yourself will most certainly save you tens or even hundreds of dollars each month.

Invite your friends to your home rather than outside

In the same spirit as cooking at home, going out with friends for a restaurant or a drink can quickly become expensive, even very expensive, especially if you have the easy descent.

Inviting friends over for a meal or an aperitif will probably cost you a lot less.

If besides, your friends participate by bringing a bottle or a dessert, everyone wins!

Create a salary supplement

Are you already paying close attention to your budget but can’t save enough money for the trip of your dreams?

The only solution is to earn more money.

Invest money every month

You will tell us: this is precisely my goal, and this is the reason why I am reading this article!

Yes indeed.

Even if it’s only a few tens of dollars or even a few dollars, it’s the regular long-term habit that counts. This is what will save you big bucks in the long run.

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Linear Kitchens To Optimize Space

Kitchens Design

There are many models of kitchens. That you choose one or the other will be fundamentally conditioned for two reasons: the style you have in mind and the dimensions that the room has to adjust to it. On more than one occasion, we have talked about trends in the kitchen with the island, but this is possible in large enough to be able to put them.

In other cases, when the kitchen is small, you can choose to open it and join it with the adjoining room, thus giving a feeling of greater spaciousness. You can benefit from open kitchens in many ways and not just in space.

When it comes to a small kitchen, you have to take advantage of every corner to make it as usable as possible. That is why, in cases like these, linear kitchens are the best option. Putting everything on the same side of the kitchen will leave you free the other wall to, for example, install a folding table where you can eat when the time comes. In this case, neither L-shaped kitchens nor islands are recommended.

There are certain advantages to these types of kitchens online. Using only one wall with the essentials: hob, electrical appliances, and countertop, the rest of the walls will be free to use with alternative furniture (if, as we have said before, you do not want to leave it free). This will give your kitchen much more space.

On the other hand, the organization and the sense of order will be much easier in these modern elongated kitchens than when you have to move from one place to another to get everything you need. With this kitchen format, everything is much closer to hand, thus being more versatile.

Putting furniture up (making it fit our characteristics) will help make the most of a wall. You can also install storage furniture in the lower part that will allow you to store all kinds of utensils and food.

Online kitchens come especially well for those long kitchens (whether large or small), taking advantage of one side and leaving the other free space to walk around. With everything concentrated on one side, the remaining parts can be left unfurnished, making a small space seem larger than it really is.

However, it is always much more difficult to furnish a small kitchen than a large one. Errors in a smaller dimension can be much more serious than if it is a large one. Therefore, to avoid being innocent, you should avoid some errors that can cause its usefulness to be reduced.

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Build A Garage: Advantages And Disadvantages

Garage

A garage is one of the most important parts of the house. Having one guarantees you and being able to store the car and protect it from high and low temperatures, additional space to the house where you can store things that you do not use often. Some garages are part of the house, they are on the ground floor, and everything is built simultaneously. However, sometimes the garage is attached to the house, forming part of an expansion project to take advantage of additional meters.

Expanding meters to the house implies giving much more functionality and comfort to those who live in it. But it is not as simple as it seems. Not only do you have to build an attached room, but you have to equip it with all the necessary services for its use. This means that the essential light and water installations must be carried out in a space such as a garage in addition to the ceiling and walls.

Advantages of making an attached garage

What does it cost to build a house? It is a question that many young people ask themselves every day. Sometimes the budget is not what we had thought, so some choose to make the garage in the second construction phase. This has some advantages over those who lift everything in one go.

  • The initial investment is less. If you are going to do new construction and do not have a garage, you will have a lower expense.
  • Less chance of theft. When doing an outbuilding, likely, you will not communicate with the house. If you did, you would have to open a space in the wall to make a door that allows passage from one place to another. This means that if thieves enter through the garage, they are much more likely to enter the house. Making a garage in the same phase as the house is practically certain that you will communicate them. In two different phases, it is more complicated.
  • Detached garages. Another option is to make the garage insulated. In this case, the advantage is that it will not affect the house’s facade, but there will be a small distance between the house and the garage. This implies that it can be used and a space to store cars, as a place to do noisy jobs (workshop type). With this type of annexed construction, we make sure that it will not affect the home in case of fire. Losses will be reduced to what was in the garage.

Disadvantages of an attached garage

However, delaying garage construction can also be inconvenient. Some of the aspects that you will have to assess will be these:

  • Different color. Even if you paint the garage the same color as the facade, the passage of time has probably already made it lose its original tone, so they will be different, something that will be aesthetically inelegant.
  • Greater economic investment. Before, we said that not doing the garage in the first phase implied less expense. But in the total calculation, making this stay in a subsequent phase will again imply having an architect design the project for us, which leads to double investment in architects (the initial one and the one now).

Wood Open Garages

But there is also another alternative to garages that are built in a phase other than housing. If the budget is not too much and you want to have a space to store your cars to protect them from inclement weather, you can make an open garage that requires less investment.

The installation is much faster and easier than if you had to do them on site. This type of garage is often built-in wood with modern and attractive finishes. In this case, the advantage is that in summer, in addition to being used as a garage, it can also be a meeting space for celebrations.

If you are going to opt for this possibility, keep in mind that the wood you choose is of quality to withstands the different temperatures well.

If you want to expand your house by building a garage attached to the facilities you already have, you can ask professionals in your area for quotes to start the reform as soon as possible.

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